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Why Choose Jackson Allen & Williams? Board certified in civil trial law Over 50 years of combined experience
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Paying Medical Bills Immediately

What can I do about my medical bills if I'm planning on pursuing a claim against the negligent party? Is there any way to get my insurance to pay them on an immediate basis?

- KL, Texas


Following a personal injury accident, one of the most harrowing things to confront is how you are going to pay for all of the medical expenses. Accidents are not only emotionally trying, they are expensive – especially when you have sustained serious injuries as a result. This will often leave victims between a rock and a hard place. Until they are able to reach an appropriate settlement or just verdict, they do not have the funds to pay out-of-pocket for these expenses, but they don't want to rush the process and accept the first offer.

At Jackson Allen & Williams, we understand the Catch-22 that you are most likely experiencing and we're here to provide you with the necessary support that you need during this time. The first thing that we do to ease your financial issues is to work on a contingency agreement. This simply means that you do not need to worry about paying costly by-the-hour attorney fees on top of all other related expenses. In fact, you don't pay us a dime until we deliver a successful resolution. If we are able to get a successful settlement or verdict, you would pay us with a percentage. If we don't, you don't owe us anything.

Second, we can assist in helping you get the money you need to pay your medical bills. In almost every case, the defendant's insurance company will not pay medical bills until a settlement or verdict has been reached. Therefore, it is often a good idea to turn to your own insurance company. In many cases, you can have your own auto insurance company pay by submitting the bills directly under the "medical payments" of a policy. They will cover them throughout the claim process and will be reimbursed once a settlement has been reached. This will never result in increased rates or cancelled coverage if you are not at fault for the incident. Another option which can be considered is turning to your own health insurance. In these cases, your carrier will cover the bills while you are seeking just compensation and be reimbursed upon completion of the case.

A final option that we can help explore is drafting a "hold agreement" with your medical provider. In these cases, you will pay out-of-pocket for all expenses but the provider will not notify any collection agencies regarding the lack of payment until after the claim has been settled. This will provide you with some temporary relief where you can receive the medical treatment you need without having to worry and deal with the constant pressure of collection agencies who are attempting to collect. It can also help avoid the negative ramifications that failure to pay can have on your credit.

Regardless, it is important that you get the legal representation of a legal professional as soon as possible. By working with our firm, we will be able to help evaluate your unique situation to determine the best course of action. If we are able to get your own insurance company to help cover medical bills on an immediate basis, we will assist in submitting the bills and dealing with all of the necessary paperwork.

In cases where this is not a possibility, we will look into the drafting of a hold agreement or protection letter to help cease any potential collection efforts. No matter the circumstances, you will be able to trust that we will be there doing everything reasonably possible to ensure you are protected and financially supported during the process. So don't waste a moment – pick up the phone and contact a lawyer from our firm today. Just call us today at 888-811-9747 and let us help you!

This answer does not constitute legal advice, which can only be rendered after a full consideration of the facts of your case which is not possible in this format; nor establish an attorney-client relationship, which can only be done after you and an attorney meet and agree on the terms of that relationship. This answer is intended solely to provide general information about the justice system. Further, it does not provide the basis for making decisions about a course of action. Before making any decisions about a course of action readers are strongly encouraged to contact a lawyer and secure an attorney-client relationship. Readers must also understand that this format does not provide for confidential communication. Moreover, links to information on this site are for your convenience only and are not an endorsement or recommendation of those sites, and no responsibility is taken for any information at these linked sites, nor makes any representation or warranty with respect to these sites or the information contained therein.
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