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Insurance Claim Settlements

What should I do if the insurance company says they're going to send someone to my home to write me a check?

- YN, Texas

Answer:

In many cases, when an insurance company says that they are going to offer you a check, it is because they are attempting to settle your claim. However, once a settlement has been accepted, the claimant may not sue or pursue additional claims with that party. Policy holders have the right to negotiate their settlement offers, which is why it may be wise to speak with an attorney before accepting your insurance company's first offer.



This answer does not constitute legal advice, which can only be rendered after a full consideration of the facts of your case which is not possible in this format; nor establish an attorney-client relationship, which can only be done after you and an attorney meet and agree on the terms of that relationship. This answer is intended solely to provide general information about the justice system. Further, it does not provide the basis for making decisions about a course of action. Before making any decisions about a course of action readers are strongly encouraged to contact a lawyer and secure an attorney-client relationship. Readers must also understand that this format does not provide for confidential communication. Moreover, links to information on this site are for your convenience only and are not an endorsement or recommendation of those sites, and no responsibility is taken for any information at these linked sites, nor makes any representation or warranty with respect to these sites or the information contained therein.
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